Privacy Policy- BIG BULL WEALTH CREATORS

This Privacy Policy describes how your personal and financial information is collected, used, protected, and shared when you visit or engage with the services at www.bbwealthcreators.in (the “Site”).

PERSONAL INFORMATION WE COLLECT

When you visit the Site, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the cookies that are installed on your device. Additionally, as you browse the Site, we collect information about the individual web pages you view, what websites or search terms referred you to the Site, and information about how you interact with the Site. We refer to this automatically-collected information as “Device Information.”

We collect Device Information using the following technologies:

• “Cookies” are data files that are placed on your device or computer and often include an anonymous unique identifier. We use cookies to understand and save your preferences for future visits and compile aggregate data about site traffic and site interaction to offer better site experiences. Third-party vendors, including Google, use first-party and third-party cookies together to inform, optimize, and serve ads based on past visits to our website. For more information about cookies, visit http://www.allaboutcookies.org.

• “Log files” track actions occurring on the Site, and collect data including your IP address, browser type, Internet service provider, referring/exit pages, and date/time stamps.

• “Web beacons,” “tags,” and “pixels” are electronic files used to record information about how you browse the Site.

CLIENT & FINANCIAL INFORMATION

Additionally, when you register for our services, request professional support, or process fee payments through the Site, we collect specific personal and financial information from you. This includes:

• Identity & Contact Data: Name, billing address, email address, and phone number.

• Financial & KYC Data: PAN, income profiles, investment goals, risk tolerance, and necessary Know Your Customer (KYC) documentation required by regulatory authorities.

• Payment Information: Billing details used to process service fees securely.

We refer to this information as “Client Information.” When we talk about “Personal Information” in this Privacy Policy, we are talking both about Device Information and Client Information.

HOW DO WE USE YOUR PERSONAL INFORMATION?

We use the Client Information that we collect primarily to fulfill our professional financial services. Specifically, we use this information to:

• Provide personalized investment research and wealth creation strategies.

• Process fee transactions and provide invoices or confirmations.

• Comply with mandatory KYC (Know Your Customer) and AML (Anti-Money Laundering) legal requirements.

• Communicate with you regarding market updates, portfolio reviews, and customer support.

• Screen our client onboarding process for potential risk or fraud.

• When in line with the preferences you have shared with us, provide you with information or advertising relating to our financial services.

• Displaying user-generated content: If you create a public profile, post comments, or leave reviews, your name and profile picture may be visible to other visitors of the Site.

We use the Device Information that we collect to help us screen for potential risk and fraud (in particular, your IP address), and more generally to improve and optimize our Site (for example, by generating analytics about how our clients browse and interact with the Site, and to assess the success of our marketing campaigns).

DATA SECURITY

We take the security of your financial data seriously. Your Personal Information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems and are required to keep the information confidential.

SHARING YOUR PERSONAL INFORMATION

We share your Personal Information with third parties to help us use your Personal Information, as described above. These service providers are not permitted to use the information collected on our behalf except to help us conduct and improve our business. We use Google Analytics to help us understand how our customers use the Site--you can read more about how Google uses your Personal Information here: https://www.google.com/intl/en/policies/privacy/. You can also opt-out of Google Analytics here: https://tools.google.com/dlpage/gaoptout.

Regulatory Disclosure: As a financial services provider, we may be required to share your Personal Information to comply with applicable laws and regulations (such as SEBI guidelines), to respond to a subpoena, search warrant or other lawful request for information we receive from governmental and tax authorities, or to otherwise protect our rights.

BEHAVIOURAL ADVERTISING

We use your Personal Information to provide you with targeted advertisements or marketing communications we believe may be of interest to you. For more information about how targeted advertising works, you can visit the Network Advertising Initiative’s (“NAI”) educational page at http://www.networkadvertising.org/understanding-online-advertising/how-does-it-work.

You can opt out of targeted advertising by using the following links:

• FACEBOOK - https://www.facebook.com/settings/?tab=ads

• GOOGLE - https://www.google.com/settings/ads/anonymous

• BING - https://advertise.bingads.microsoft.com/en-us/resources/policies/personalized-ads

Additionally, you can opt out of some of these services by visiting the Digital Advertising Alliance’s opt-out portal at: http://optout.aboutads.info/.

MAILING LISTS

Mailing lists are the intellectual property of Big Bull Wealth Creators and are strictly confidential. Your personal data other than your name and Profile picture cannot be accessed by visitors to the website. Our mailing lists are maintained by secure third party software and are never sold or traded to outside parties.

DATA RETENTION

When you engage our services, we will maintain your Client Information for our records. Due to financial regulations, we are legally required to retain certain financial and KYC records for a mandated period, even if you cease to be an active client. Subject to these regulatory requirements, you may ask us to update or delete your information.

Right to Withdraw Consent: You have the right to withdraw your consent for the processing of your personal data at any time. However, please note that withdrawing consent may impact our ability to provide you with certain financial or consulting services. To withdraw your consent, please contact our Grievance Officer.

THIRD PARTY LINKS

Occasionally, at our discretion, we may include or offer third party financial products, platforms, or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

TERMS AND CONDITIONS

Please also visit our Terms and Conditions section establishing the use, disclaimers, and limitations of liability governing the use of our website at www.bbwealthcreators.in

YOUR CONSENT​

By using our site, you consent to our Terms of Use and  Privacy Policy. 

MINORS

The Site and our financial consulting services are not intended for individuals under the age of 18 (eighteen).

GOVERNING LAW AND JURISDICTION

This Privacy Policy shall be governed by and construed in accordance with the laws of India. Any disputes arising under or in connection with this Privacy Policy shall be subject to the exclusive jurisdiction of the courts located in Purulia, West Bengal.

CHANGES

We may update this privacy policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal or regulatory reasons.

GRIEVANCE OFFICER & CONTACT US

In accordance with applicable Indian data protection laws, for more information about our privacy practices, if you have any questions, require assistance with your data, or if you would like to make a complaint, please contact our Grievance Officer by e-mail at contactus@bbwealthcreators.in or by mail using the details provided below:

Big Bull Wealth Creators, Ranchi Road, Purulia, WB, 723101, India